About Zachary Roy

Zachary Roy Rayo practices business law in Sacramento, California — He has a diverse legal background that includes estate planning, probate, and elder law. The firm operates from multiple locations, including a main office in Sacramento and by-appointment offices in Pleasanton and Concord. His practice focuses on helping clients handle the requirements of business transactions and estate management. He holds an LL.M. in Estate Planning from the University of Miami School of Law, which he completed in 2005. Prior to that, he earned his J.D.

from the University of Hawai i at Manoa William S. Richardson School of Law in 1996. His undergraduate degree in Political Science was obtained from the University of the Philippines - Diliman in 1993. This educational foundation gave him a knowledge of both legal principles and the socio-political factors influencing his clients' needs. Zachary's career spans over two decades, beginning as a judicial law clerk in 1997 — He then worked as a foreign lawyer before transitioning to in-house counsel roles. His experience as a lawyer started in 2000, and he became an associate in 2007.

In 2010, he established his own practice, where he continues to serve clients — His experience allows him to address many legal issues effectively. Most of his work involves advising businesses on compliance, contracts, and risk management. He also assists families with estate planning, ensuring that their wishes are honored and that their assets are protected for future generations. Cases typically involve drafting wills, trusts, and other legal documents necessary for effective estate management. Before establishing his own firm, he gained valuable insights into the legal field through various roles, including as in-house counsel. That experience has shaped his approach to client representation, emphasizing practical solutions and proactive strategies.

He is licensed to practice in California, Hawaii, and Florida, although his memberships in the Florida and Hawaii state bars are currently inactive. Zachary remains committed to professional development and staying current with legal trends. His diverse background and experience in business law and estate planning enable him to provide tailored legal solutions to his clients. He is dedicated to helping individuals and businesses navigate their legal challenges with confidence and clarity.

Education

University of Miami School of Law

LL.M. (2005) | Estate Planning

2004

University of Hawai i at Manoa William S. Richardson School of Law

J.D. (1996)

1993

University of the Philippines - Diliman

B.A. (1993) | Political Science

1990

Languages

Ilokano (Spoken) Spanish (Spoken, Written) Tagalog (Spoken, Written)

Experience

Owner

Rayo Law Offices, Inc., A Professional Corporation
2010

Associate

The Preble Law Office
2007

Lawyer

Law Office of Zachary R. Rayo
2005

In-House Counsel

Investment Firm
2000

Foreign Lawyer

Sycip Salzar Hernadez Gatmaitan
1997

Judicial Law Clerk

Circuit Court, Hawaii
1997

Accepted Jurisdictions

Hawaii
Florida
California

Types of Cases Handled

business law estate planning probate elder law

Legal Services Scope

Compliance Contracts Risk management

Professional Associations

Florida State Bar

has membership (Inactive) 2004 - Current

Hawaii State Bar

has membership (Inactive) 1996 - Current

Office Locations

Main Office

 3400 Bradshaw Road, Suite A-4B Sacramento CA 95827

Office 2

 4417 Railroad Ave. Pleasanton CA 94566

Office 3

 Salvio Pacheco Sq. at Todos Santos Plaza 2151 Salvio St., Ste 399 Concord CA 94520