About Scott
Scott Charmoy graduated from Duke University in 1992 and completed his J.D. at Washington University School of Law in 1995. He moved quickly into private practice after law school and has spent his career handling consumer bankruptcy matters and related civil work. His educational background sits at the foundation of a practice that has spanned two state bars and multiple courtrooms.
He is a partner at Charmoy & Charmoy. Licensed in both Connecticut and Illinois, he represents individuals and small businesses in proceedings that include bankruptcy filings, debt resolution, and creditor negotiations. He appears in state and federal forums in those jurisdictions and handles the routine and the complex aspects of bankruptcy practice. Colleagues describe him as pragmatic; clients rely on him for steady counsel during financially difficult times.
Charmoy’s involvement in professional organizations has been a visible part of his career. He holds membership in the Greater Bridgeport Bar Association and the Connecticut Bar Association. At the national level he serves as State Chair for the National Association of Consumer Bankruptcy Lawyers, a role that involves coordinating statewide efforts and representing local practitioners’ interests within the association. That leadership post places him in regular contact with peers who handle the same areas of law.
In practice he manages casework at Charmoy & Charmoy’s multiple offices. He divides his time between client consultations, drafting pleadings and negotiating with creditors and trustees. The work requires frequent attention to deadlines and changing rules in bankruptcy procedure. He is often involved in preparing clients for hearings and assisting them through Chapter-related decisions, settlement conversations and post-discharge matters.
Beyond courtroom appearances, Charmoy takes part in bar activities and educational programs for lawyers who practice consumer bankruptcy. He contributes to discussions about procedural updates and local practice concerns, drawing on two decades of work in the field. He continues to practice at Charmoy & Charmoy, where his practice centers on consumer bankruptcy and related debtor representation.
