About Aaron Michael
Aaron Michael Lloyd earned his J.D. from California Western School of Law in 2012, where he concentrated on bankruptcy law. He completed a legal education that combined coursework and practical training on consumer and business insolvency. Those formative years set the groundwork for the type of practice he would build.
He began his legal career in Southern California courts and joined Lloyd Legal, APC as a lawyer. By 2017 he had taken on a partner role at the firm. The move put him in a position to manage cases and help shape firm strategy while continuing to appear in bankruptcy proceedings across the state.
Lloyd is licensed to practice in California and has been active in local and state bar activities. He is a member of the Orange County Bar Association and the San Diego County Bar Association, both memberships dating to 2015. He joined the California Bankruptcy Forum in 2017 and the National Association of Consumer Bankruptcy Lawyers in 2018; each affiliation reflects ongoing engagement with colleagues who handle insolvency matters.
His credentials list a certification in bankruptcy law associated with Lloyd Legal, APC. At the firm he handles filings under federal bankruptcy statutes, advising individuals and business clients on relief options, repayment plans and the implications of discharge. He regularly appears in bankruptcy hearings and works on both Chapter 7 and Chapter 13 matters, alongside related creditor negotiations and post-confirmation issues.
Colleagues describe Lloyd as pragmatic in court and deliberate in case preparation. He balances litigation and client counseling, tending to the procedural demands of bankruptcy practice while addressing practical questions from debtors. He maintains an active practice in California bankruptcy courts and leads the bankruptcy work at Lloyd Legal, APC. His current practice centers on consumer and small-business bankruptcy representation.
