About John William
John William Tower is a personal injury and insurance claims attorney based in Encinitas, California. He has been practicing law in California since his admission to the State Bar on December 3, 1982. His office is conveniently located at 2211 Encinitas Blvd, 2nd Floor, Encinitas, CA 92024. Clients can reach him by phone at 760-436-5589 or via email at Towerlawsd@gmail.com. With over four decades of legal experience, Mr. Tower has established himself as a knowledgeable advocate for those handling the requirements of personal injury and insurance claims. Mr.
Tower earned his undergraduate degree from California State University, Long Beach, where he developed a strong foundation in critical thinking and analysis. He then pursued his Juris Doctor from the University of San Diego School of Law, graduating with the skills necessary to excel in the legal profession. Before establishing his own practice, he worked in various law firms handling civil litigation matters for both plaintiffs and defendants. This diverse experience provided him with insights into the legal strategies employed by opposing counsel, shaping his approach to personal injury and insurance claims. In his practice, Mr. Tower represents clients facing challenges with pending insurance claims or those whose claims have been denied. He specializes in cases involving coverage disputes, breach of contract, and bad faith across various insurance policies, including long-term disability insurance.
His firm, TowerLaw San Diego, operates as a boutique practice. This lets the attorney provide focused legal representation tailored to each client's unique circumstances — This approach helps clients feel supported throughout the often stressful claims process. Mr. Tower has achieved the highest AV rating, evidence of his respect among peers in the legal community and the appreciation of his clients for his efforts and results. This rating signifies his high ethical standards and professional excellence, indicating that he is recognized for his skills and integrity. His commitment to achieving favorable outcomes for clients has earned him a reputation as a trusted attorney in Encinitas and surrounding areas. As of February 17, 2026, Mr.
Tower's license status remains active — This lets the attorney continue serving clients in the Encinitas area. His experience, combined with his dedication to his clients, makes him a respected figure in the field of personal injury and insurance claims law. With a focus on achieving justice for those he represents, Mr. Tower remains a steadfast advocate for individuals facing the challenges of navigating insurance claims and personal injury litigation.
