About James

James Turner practices bankruptcy law at the Debt Relief Law Center, located in Orlando, Florida. A member of the Florida Bar since 1975, he has dedicated his career to bankruptcy, consumer law, foreclosure defense, and collections. The firm specializes in assisting clients who are navigating complex financial situations, providing comprehensive legal representation for those facing bankruptcy and related issues. With a focus on helping individuals regain control of their finances, the firm has become a trusted resource in the community. Turner earned his Juris Doctor (J.D.) from the University of Miami School of Law in 1975, followed by a Master of Laws (LL.M.) from the same institution in 1978. His educational journey began at Bentley College, where he completed his Bachelor of Science (B.S.) degree in 1972.

This extensive academic background laid a solid foundation for his long and varied career in law, equipping him with the knowledge necessary to handle the requirements of the legal system. Most of Turner's practice involves representing both individuals and businesses in bankruptcy proceedings. He handles Chapter 7 and Chapter 13 cases, guiding clients through the legal process from filing to discharge. His experience extends to consumer rights, where he passionately advocates for clients against unfair debt collection practices. Typical cases involve negotiations with creditors, court appearances, and strategic planning to ensure the best possible outcomes for his clients. Before founding the Debt Relief Law Center, Turner served as a Circuit Judge starting in 2009.

This judicial experience has provided him with unique insights into the legal system—insights that he applies to his current practice. Since 1975, he has also worked as a consumer rights lawyer, accumulating decades of experience in advocating for clients facing financial distress. His understanding of the law and the court system enables him to provide effective representation tailored to each client's needs. In addition to his legal practice, Turner is actively involved in several professional associations. He is a member of the Orange County Bar Association, the Osceola Bar Association, and the National Employment Lawyers Association, Florida Chapter, where he is a founding member. His involvement in these organizations not only supports the legal community but also contributes to his ongoing professional development.

Admitted to practice in multiple jurisdictions, including the U.S. Supreme Court and the U.S. District Courts for both the Southern and Middle Districts of Florida, Turner remains dedicated to helping clients achieve financial stability and peace of mind through effective legal solutions.

Education

University of Miami School of Law

LL.M. (1978) | Law

University of Miami School of Law

J.D. (1975) | Law

Bentley College

B.S. (1972)

Languages

English (Spoken, Written) Spanish (Spoken)

Experience

Lawyer

Debt Relief Law Center
2012

Circuit Judge

State of Florida
2009

Consumer Rights Lawyer

Law Offices of N. James TurnerLaw
1975

Artillery

U.S. Army
1964

Accepted Jurisdictions

Florida
5th Circuit
United States District Court, Southern District of Florida
U.S. Supreme Court
United States District Court, Middle District of Florida
11th Circuit

Court Admissions

U.S. Supreme Court U.S. Supreme Court
U.S. District Court for the Southern District of Florida U.S. District Court
U.S. District Court for the Middle District of Florida U.S. District Court
5th Circuit U.S. Circuit Court
11th Circuit U.S. Circuit Court

Types of Cases Handled

bankruptcy consumer law foreclosure defense collections

Legal Services Scope

Filing Discharge Negotiations Court appearances

Professional Associations

Orange County Bar Association

has membership Current

The Florida Bar

has membership Current

Osceola Bar Association

has membership Current

National Employment Lawyers Association, Florida Chapter

Founding has membership Current

Videos

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I Am Receiving Calls From Debt Collectors
1
I Am Receiving Calls From Debt Collectors
Am I an Employee or an Independent Contractor?
2
Am I an Employee or an Independent Contractor?
Are Bankruptcies and Foreclosures Removable from my Credit Report?
3
Are Bankruptcies and Foreclosures Removable from my Credit Report?
Are Charged Off Debts Still Collectible
4
Are Charged Off Debts Still Collectible
Are Salaried Employees Exempt from Overtime
5
Are Salaried Employees Exempt from Overtime
Are Student Loans Dischargeable in Bankruptcy?
6
Are Student Loans Dischargeable in Bankruptcy?
Can a Creditor Garnish My Social Security Income?
7
Can a Creditor Garnish My Social Security Income?
Can a Creditor Garnish my Wages or Bank Account without a Court Order
8
Can a Creditor Garnish my Wages or Bank Account without a Court Order
Can a Debt Collector Call me at Work?
9
Can a Debt Collector Call me at Work?
Can a Debt Collector contact my Family or Employer
10
Can a Debt Collector contact my Family or Employer
Can I sue a Debt Collector for Harassment?
11
Can I sue a Debt Collector for Harassment?
Can I Sue for Overtime?
12
Can I Sue for Overtime?
Credit Card Lawsuits In Florida
13
Credit Card Lawsuits In Florida
How Can I Defend a Debt Lawsuit?
14
How Can I Defend a Debt Lawsuit?
How Can I Get Debt Collectors to Stop Calling Me?
15
How Can I Get Debt Collectors to Stop Calling Me?
Is There a Statute of Limitations on Collecting Debts
16
Is There a Statute of Limitations on Collecting Debts
My Car Was Repossessed
17
My Car Was Repossessed
Should I File for Bankruptcy?
18
Should I File for Bankruptcy?
What can i do if my Employer is not paying the Minimum Wage
19
What can i do if my Employer is not paying the Minimum Wage
When a Spouse dies and leaves behind debts who is responsible for paying these debts
20
When a Spouse dies and leaves behind debts who is responsible for paying these debts