About Charles
Charles Andersen is a New York-based bankruptcy attorney who works at New York Bankruptcy Lawyers. He trained for the bar and has made his career in the city's bankruptcy courts. His work sits at the intersection of debtor advocacy and creditor negotiations, and he spends most business days drafting petitions, negotiating plans and appearing in hearings.
Early in his career Andersen built experience on both sides of insolvency disputes. He has represented individual debtors seeking relief under Chapter 7 and Chapter 13 and has also represented businesses in Chapter 11 reorganizations. That mix of consumer and commercial work gave him a grounding in the practical mechanics of bankruptcy filings. It also exposed him to the negotiation and procedural realities that shape outcomes in contested matters.
Andersen's courtroom work is paired with a steady diet of out-of-court problem solving. He often handles loan workouts, creditor committee matters and contested claims. His practice requires attention to tight deadlines and a familiarity with federal bankruptcy rules and local practices in New York's districts. He is accustomed to drafting disclosure statements, plan motions and cramdown proposals, and to pushing or defending relief from stay motions when necessary.
Clients and colleagues describe Andersen as methodical and deliberate in his approach. He prioritizes clear explanation of options and the trade-offs each path presents. In complex Chapter 11 cases he breaks down restructuring choices into practical steps. In consumer matters he focuses on achievable solutions, negotiating with secured creditors and helping clients weigh liquidation against repayment options. He also guides small-business owners through the paperwork and court processes that can feel overwhelming to nonlawyers.
He practices at New York Bankruptcy Lawyers, where he concentrates on bankruptcy and insolvency matters across New York. Andersen handles a range of filings and adversary proceedings and works with trustees, secured creditors and unsecured creditor groups. He currently limits his practice to bankruptcy matters in New York state and federal courts, representing both debtors and creditors on consumer and commercial cases.