About Bruce Allen

Bruce Allen Ralston is a dedicated bankruptcy and consumer law attorney based in Memphis, Tennessee. Since 1993, he has been practicing law in Tennessee, focusing primarily on assisting individuals and small businesses with various debt-related issues. His office is conveniently located at 2670 Union Extended, Suite 1228, Memphis, TN 38112, where he provides a welcoming environment for clients seeking legal guidance. Over the years, Mr. Ralston has handled many legal matters. His expertise includes student loan issues, property tax disputes, income tax problems, and defenses against lawsuits. Additionally, he addresses garnishments, foreclosures, and repossessions.

In recent years, he has expanded his practice to explore alternatives to bankruptcy—defending clients against debt collection lawsuits, addressing credit reporting issues. Combating abusive debt collectors. Mr. Ralston has also taken legal action against mortgage companies for unfair trade practices, showcasing his commitment to consumer rights. Mr. Ralston earned his Juris Doctor from the Cecil C — Humphreys School of Law at the University of Memphis in 1993. Prior to attending law school, he completed his undergraduate studies at the University of Memphis, obtaining a Bachelor of Arts degree in 1989.

His educational background laid a strong foundation for his legal career, equipping him with the knowledge and skills necessary to navigate complex legal challenges. Active involvement in professional organizations is a hallmark of Mr. Ralston’s career. He is a member of the Tennessee State Bar, the National Association of Consumer Advocates (NACA), and the National Association of Consumer Bankruptcy Attorneys (NACBA). His commitment to pro bono work is recognized; in 2008, he received the Pro Bono Service Award from Memphis Area Legal Services for his dedication to handling cases involving elderly or disabled individuals facing debt-related lawsuits. In addition to his legal practice, Mr. Ralston engages in various community activities, further solidifying his reputation as a advocate for clients.

He is known for providing comprehensive consultations to clients, both virtually and in person. His approach emphasizes transparency and expertise, guiding clients through the intricate details of debt management. As of February 2026, Mr. Ralston continues to serve clients in Memphis and the surrounding areas, offering invaluable legal services in bankruptcy and consumer law. His experience and unwavering commitment to consumer advocacy make him a vital resource for individuals and small businesses seeking assistance with debt-related issues.

Accepted Jurisdictions

Tennessee

Court Admissions

U.S. District Court for the Western District of Tennessee U.S. District Court · Admitted 1993

Types of Cases Handled

Bankruptcy Consumer Law

Legal Services Scope

Litigation Negotiation Bankruptcy Filing

Professional Associations

NACA (Nat l Assoc. of Consumer Advocates)

has membership 2006 - Current

NACBA (Nat l Assoc. of Consumer Bankruptcy Lawyers)

has membership 2003 - Current

Memphis Bar Association

has membership 1993 - Current

Office Locations

Main Office

 2670 Union Extended Suite 1228 Memphis TN 38112